Proposal Absolute tenure: October 2021–November 2024
ONDC credit infrastructure
During my Absolute tenure, I contributed to product definition and collaboration with ONDC leadership around a different borrower and partner ecosystem.
My role Product-definition collaboration with ONDC leadership; deployment is not established.
The experience
The work explored whether agricultural-risk capability could serve SME credit. The first question was what would have to change when borrower evidence and partner requirements changed.
Product-definition workstream
This was a different borrower setting, not a claim to have launched ONDC lending. The documented contribution is collaboration and product definition; the evidence does not identify a reusable module, changed requirement or accepted architecture in enough detail to present it as a delivery case.
The Professional Profile records collaboration with ONDC leadership and a risk-adaptation workstream. A historical workshop output, specification excerpt or partner acceptance record is not available for publication.
Current reflection: begin with what an SME borrower can evidence, what the receiving partner requires and where responsibility lies. These are questions I would use to test reuse, not a historical design comparison supplied by the source.
My current approach is to test the receiving workflow before the existing capability. The fuller agricultural-risk case shows a documented assessment-to-lender product remit.
Workstream status
Workstream status: product definition and collaboration are documented; pilot acceptance, production release and isolated borrower outcomes are not established. Proposed next step: agree the SME use case and partner acceptance criteria before testing reuse.
Sources & technical detail
Original artifacts, detailed tables and source notes.